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The Core health insurance plan
With the Core plan you will be covered for most eligible in-patient treatment including specialist and consultant fees, however the Core plan only covers the cost of out-patient treatment up to an annual limit of £600.
All our plans include:
- Full Cancer cover
- Choice of hospitals
- NHS cash benefit
- Private ambulance service
- Parental accommodation if your child is a patient and 12 years old or under
- Vitality – could help towards saving on your premiums at renewal by simply looking after yourself
Core plan benefits
| Excess | Core |
|---|---|
| Excess levels | £0 or £250 |
| Inpatient care | Core |
|---|---|
| Hospital charges | |
| Specialist/consultant fees | |
| Diagnostic tests | |
| Radiotherapy and chemotherapy | |
| Psychiatric treatment |
| Outpatient care | Core |
|---|---|
| Consultations with specialists | Combined limit of £600 per policy year* |
| MRI, CT, PET scans | |
| Other diagnostic tests | Combined limit of £600 per policy year |
| Physiotherapy | Combined limit of £600 per policy year* |
| Chiropractic/osteopathy | Combined limit of £600 per policy year* |
| Radiotherapy and chemotherapy | |
| Psychiatric treatment |
| Other care | Core |
|---|---|
| Alternative therapies | |
|
Childbirth cash benefit
| £100 per child |
| Home nursing | £3,000 limit |
| Private ambulance | £60 per trip |
| Parental accommodation | 1 parent for children 12 and under |
| NHS cash benefit | £50 per day case or night stay, limit of £2,000 per policy year |
- Cover in full at hospitals on member’s chosen hospital list subject to restrictions*. See Policy document for full details.
- Not covered.
* Treatment following and directly related to a hospital admission.
The combined limit amount indicated applies to all treatments paid from these benefits in a policy year.
Fees will be met in full only if they are below the threshold as determined to be industry standard for that specific procedure. This is known as the PruHealth Fee Maxima.
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