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The Value health insurance plan
The Value Plan is designed to offer you low cost cover with access to the highest standards of medical care. You’ll gain all this by agreeing to share some of the costs with us. Here, you contribute towards the cost of some treatment in the form of a fixed co-payment. You pay for each medical interaction you have and the amount will vary depending on what treatment.
The Value plan gives you a choice between the Local or National hospital lists. The Local list includes the UK’s two largest private hospital groups and the National List, the UK’s third largest private hospital group.
View our list of hospitals here
| Inpatient | Cover | Co-payment method |
|---|---|---|
| Hospital charges | £100 per admission | |
| Specialist/Consultant fees | £100 per admission | |
| Diagnostic tests | £100 per admission | |
| Radio/chemotherapy | £100 per admission | |
| Psychiatric treatment | n/a |
| Outpatient | Cover | Co-payment method |
|---|---|---|
| Specialist consultations | Combined limit of £600 per policy year | £50 per consultation |
| Diagnostic tests: MRI, CT and PET scans | £50 per scan | |
| Diagnostic tests: other | Combined limit of £600 per policy year | £20 per admission |
| Physiotherapy | Combined limit of £600 per policy year | |
| Chiropractors and Osteopaths | Combined limit of £600 per policy year | £20 per admission |
| Radio/chemotherapy | n/a | |
| Psychiatric treatment | n/a |
| Other benefits | Cover | Co-payment method |
|---|---|---|
| Complementary and alternative therapies | n/a | |
| Maternity cash benefit | £100 per child | n/a |
| Home nursing | £3,000 per policy year | n/a |
| Private ambulance | £60 per trip | n/a |
| Parent accommodation | Yes (children 12 and under, 1 parent) | n/a |
| NHS hospital cash benefit | £50 per day, annual limit of £2,000 | n/a |
| Excess | £0 | n/a |
- Cover in full at hospitals on member’s chosen hospital list subject to restrictions**. See Policy document (Adobe.pdf format) for full details.
- Not covered.
* Treatment following and directly related to a hospital admission.
The combined limit amount indicated applies to all treatments paid from these benefits in a policy year.
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