Health insurance cover - the types of cover

We believe health insurance should be available to as many people as possible. So we've developed three plans, all offering excellent levels of cover and the flexibility to meet you and your family's needs and budget.

Comprehensive plan

Health Insurance Cover

  • Includes Vitality so you could save on your premiums at renewal.
  • Offers all the cover of the Essential plan, plus greater levels of outpatient care and higher cover limits.
  • A wide range of additional benefits such as complementary therapies and a cash benefit following the birth of a baby and for using the NHS.
  • Designed to give you greater peace of mind.

Comprehensive Health Insurance Cover

Essential plan

Health Insurance Cover

  • Includes Vitality so you could save on your premiums at renewal.
  • All the cover of the Core plan, plus greater levels of outpatient care.
  • A range of additional benefits including a cash benefit following the birth of a baby and for using the NHS.
  • Some restrictions apply to outpatient care, but not necessarily related to inpatient hospital stays.

Essential Health Insurance Cover

Core plan

Health Insurance Cover

  • Includes Vitality so you could save on your premiums at renewal.
  • Covers all eligible hospital fees, including specialist fees.
  • A range of additional benefits including a cash benefit following the birth of a baby and for using the NHS.
  • Limited outpatient care related only to inpatient hospital stays.

Core Health Insurance Cover

View cover details

View cover details

View cover details


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© Prudential Health Limited trading as PruHealth. All rights reserved.

PruHealth is a trading name of Prudential Health Limited and Prudential Health Services Limited which are registered in England and Wales. Registered office at Laurence Pountney Hill, London EC4R OHH. Registered numbers 5051253 and 5933141 respectively. Prudential Health Limited and Prudential Health Services Limited are authorised and regulated by the Financial Services Authority.