The Core health insurance plan

The Core Plan is our most basic cover option, however it still cover you for all inpatient hospital changes, and specialist/consultant fees.

You'll also be covered for parental accommodation if your child is a patient and is 12 years old or under. As with our other plans, the Core plan includes all of the following benefits:

  • Nursing at Home,
  • NHS cash benefit,
  • Private ambulance services.

The Core plan only covers the cost of out-patient treatment which is directly related to an eligible hospital admission, up to an annual limit of £600.

Core plan benefits

Inpatient care
Hospital charges 
Specialist/consultant fees 
Diagnostic tests 
Radiotherapy and chemotherapy 
Psychiatric treatment 
Outpatient care
Consultations with specialistsCombined limit of £600 per policy year*
MRI, CT, PET scans 
Other diagnostic testsCombined limit of £600 per policy year
PhysiotherapyCombined limit of £600 per policy year*
Chiropractic/osteopathyCombined limit of £600 per policy year*
Radiotherapy and chemotherapy 
Psychiatric treatment 
Other care
Complementary
and alternative therapies
 
Childbirth cash benefit
£100 per child
Home nursing£3,000 limit
Private ambulance£60 per trip
Parental accommodationYes
(children aged 12 and under, 1 parent)
NHS cash benefit£50 per day case or night stay, limit of £2,000 per policy year
  • Cover in full subject to restrictions**. See Policy document (Adobe.pdf format) for full details. See Policy summary (Adobe.pdf format) for summary of details.
  • Not covered.

* Treatment following and directly related to a hospital admission. The combined limit amount indicated applies to all treatments paid from these benefits in a policy year.

** Specilalist fees will be met in full only if they are within the range considered reasonable and customary for the service provided in UK private healthcare.

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PruHealth is a trading name of Prudential Health Limited and Prudential Health Services Limited which are registered in England and Wales. Registered office at Laurence Pountney Hill, London EC4R OHH. Registered numbers 5051253 and 5933141 respectively. Prudential Health Limited and Prudential Health Services Limited are authorised and regulated by the Financial Services Authority.