The Core health insurance plan
The Core Plan is our most basic cover option, however it still cover you for all inpatient hospital changes, and specialist/consultant fees.
You'll also be covered for parental accommodation if your child is a patient and is 12 years old or under. As with our other plans, the Core plan includes all of the following benefits:
- Nursing at Home,
- NHS cash benefit,
- Private ambulance services.
The Core plan only covers the cost of out-patient treatment which is directly related to an eligible hospital admission, up to an annual limit of £600.
Core plan benefits
| Inpatient care | |
|---|---|
| Hospital charges | |
| Specialist/consultant fees | |
| Diagnostic tests | |
| Radiotherapy and chemotherapy | |
| Psychiatric treatment | |
| Outpatient care | |
|---|---|
| Consultations with specialists | Combined limit of £600 per policy year* |
| MRI, CT, PET scans | |
| Other diagnostic tests | Combined limit of £600 per policy year |
| Physiotherapy | Combined limit of £600 per policy year* |
| Chiropractic/osteopathy | Combined limit of £600 per policy year* |
| Radiotherapy and chemotherapy | |
| Psychiatric treatment | |
| Other care | |
|---|---|
| Complementary and alternative therapies | |
|
Childbirth cash benefit
| £100 per child |
| Home nursing | £3,000 limit |
| Private ambulance | £60 per trip |
| Parental accommodation | Yes (children aged 12 and under, 1 parent) |
| NHS cash benefit | £50 per day case or night stay, limit of £2,000 per policy year |
- Cover in full subject to restrictions**. See Policy document (Adobe.pdf format) for full details. See Policy summary (Adobe.pdf format) for summary of details.
- Not covered.
* Treatment following and directly related to a hospital admission. The combined limit amount indicated applies to all treatments paid from these benefits in a policy year.
** Specilalist fees will be met in full only if they are within the range
considered reasonable and customary for the service provided in UK private
healthcare.
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