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Compare health insurance plans - what's included

We have a full range of plans to suit your different needs and budget.

You can compare our health insurance plans in detail below.

Benefits Inpatient careCoreEssentialComprehensive
Hospital charges   
Specialist/consultant fees   
Diagnostic tests   
Radiotherapy and chemotherapy   
Psychiatric treatment  45 days per policy year
Outpatient care
Consultations with specialistsCombined limit £600 per policy year*Combined limit £600 per policy year 
MRI, CT, PET scans   
Other diagnostic testsCombined limit £600 per policy year  
PhysiotherapyCombined limit £600 per policy year*Combined limit £600 per policy year 
Chiropractic/osteopathyCombined limit £600 per policy year*Combined limit £600 per policy yearCombined limit £800 per policy year
Radiotherapy and chemotherapy   
Psychiatric treatment Combined limit £600 per policy year 
Other care
Alternative therapies  Limit of £600 per policy year
Maternity cash benefits£100 per child£100 per child£100 per child
Nursing at home£3,000 limit£3,000 limit 
Private ambulance£60 per trip£60 per trip 
Parental accommodation1 parent for children 12 and under1 parent for children 12 and under1 parent for children 12 and under
NHS cash benefit£50 per day case or night stay
Limit of £2,000 per policy year
£50 per day case or night stay
Limit of £2,000 per policy year
£100 per day case or night stay
Limit of £2,000 per policy year

* Treatment following and directly related to a hospital admission. The combined limit amount indicated applies to all treatments paid from these benefits in a policy year.

Hospital charges will be met in full if the treatment is provided in the chosen hospital range. Specialist fees will be met in full only if they are within the range considered reasonable and customary for the services provided in UK private healthcare.